FAVORIT CASA or FAVORIT TELMED — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT CASA costs CHF 470.50 a month in 2026 and FAVORIT TELMED CHF 486.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 190.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 470.50 | CHF 486.40 | CHF 190.80 |
| 500 | CHF 458.80 | CHF 474.70 | CHF 190.80 |
| 1'000 | CHF 435.00 | CHF 450.80 | CHF 189.60 |
| 1'500 | CHF 405.80 | CHF 421.60 | CHF 189.60 |
| 2'000 | CHF 376.60 | CHF 392.50 | CHF 190.80 |
| 2'500 | CHF 347.50 | CHF 363.30 | CHF 189.60 |
The comparison, region by region
- FAVORIT CASA or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.