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FAVORIT CASA or FAVORIT TELMED — Appenzell Innerrhoden

Appenzell Innerrhoden: with SWICA, FAVORIT CASA costs CHF 391.60 a month in 2026 and FAVORIT TELMED CHF 413.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT CASA is the cheaper of the two here: CHF 264.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT TELMEDGap per year
300CHF 391.60CHF 413.60CHF 264.00
500CHF 379.90CHF 401.90CHF 264.00
1'000CHF 355.10CHF 377.10CHF 264.00
1'500CHF 326.00CHF 348.00CHF 264.00
2'000CHF 296.80CHF 318.80CHF 264.00
2'500CHF 267.60CHF 289.60CHF 264.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.