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FAVORIT CASA or FAVORIT TELMED — Region 1, St. Gallen

Region 1, St. Gallen: with SWICA, FAVORIT CASA costs CHF 514.90 a month in 2026 and FAVORIT TELMED CHF 528.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT CASA is the cheaper of the two here: CHF 157.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT TELMEDGap per year
300CHF 514.90CHF 528.00CHF 157.20
500CHF 503.30CHF 516.40CHF 157.20
1'000CHF 479.90CHF 493.00CHF 157.20
1'500CHF 450.80CHF 463.90CHF 157.20
2'000CHF 421.60CHF 434.70CHF 157.20
2'500CHF 392.40CHF 405.50CHF 157.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.