FAVORIT CASA or FAVORIT TELMED — Region 3, St. Gallen
Region 3, St. Gallen: with SWICA, FAVORIT CASA costs CHF 450.40 a month in 2026 and FAVORIT TELMED CHF 461.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 138.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 450.40 | CHF 461.90 | CHF 138.00 |
| 500 | CHF 438.80 | CHF 450.20 | CHF 136.80 |
| 1'000 | CHF 414.70 | CHF 426.10 | CHF 136.80 |
| 1'500 | CHF 385.50 | CHF 397.00 | CHF 138.00 |
| 2'000 | CHF 356.30 | CHF 367.80 | CHF 138.00 |
| 2'500 | CHF 327.20 | CHF 338.60 | CHF 136.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.