FAVORIT CASA or FAVORIT TELMED — Region 1, Lucerne
Region 1, Lucerne: with SWICA, FAVORIT CASA costs CHF 505.40 a month in 2026 and FAVORIT TELMED CHF 528.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 279.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 505.40 | CHF 528.70 | CHF 279.60 |
| 500 | CHF 493.80 | CHF 517.00 | CHF 278.40 |
| 1'000 | CHF 470.40 | CHF 493.60 | CHF 278.40 |
| 1'500 | CHF 441.20 | CHF 464.50 | CHF 279.60 |
| 2'000 | CHF 412.10 | CHF 435.30 | CHF 278.40 |
| 2'500 | CHF 382.90 | CHF 406.10 | CHF 278.40 |
The comparison, region by region
- FAVORIT CASA or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.