FAVORIT MEDICA or FAVORIT MULTICHOICE — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT MEDICA costs CHF 486.40 a month in 2026 and FAVORIT MULTICHOICE CHF 454.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 381.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDICA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 486.40 | CHF 454.60 | CHF 381.60 |
| 500 | CHF 474.70 | CHF 443.00 | CHF 380.40 |
| 1'000 | CHF 450.80 | CHF 419.10 | CHF 380.40 |
| 1'500 | CHF 421.60 | CHF 389.90 | CHF 380.40 |
| 2'000 | CHF 392.50 | CHF 355.50 | CHF 444.00 |
| 2'500 | CHF 363.30 | CHF 326.30 | CHF 444.00 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT MULTICHOICE?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.