Skip to content
Sophie

FAVORIT MEDICA or FAVORIT MULTICHOICE — Region 3, St. Gallen

Region 3, St. Gallen: with SWICA, FAVORIT MEDICA costs CHF 488.60 a month in 2026 and FAVORIT MULTICHOICE CHF 442.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 549.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MULTICHOICEGap per year
300CHF 488.60CHF 442.80CHF 549.60
500CHF 476.90CHF 431.10CHF 549.60
1'000CHF 452.80CHF 407.00CHF 549.60
1'500CHF 423.70CHF 377.90CHF 549.60
2'000CHF 394.50CHF 343.60CHF 610.80
2'500CHF 365.30CHF 314.50CHF 609.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.