FAVORIT MEDICA or FAVORIT MULTICHOICE — Region 2, Schaffhausen
Region 2, Schaffhausen: with SWICA, FAVORIT MEDICA costs CHF 509.00 a month in 2026 and FAVORIT MULTICHOICE CHF 470.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 464.40 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDICA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 509.00 | CHF 470.30 | CHF 464.40 |
| 500 | CHF 497.30 | CHF 458.60 | CHF 464.40 |
| 1'000 | CHF 473.70 | CHF 435.00 | CHF 464.40 |
| 1'500 | CHF 444.50 | CHF 405.80 | CHF 464.40 |
| 2'000 | CHF 415.40 | CHF 371.10 | CHF 531.60 |
| 2'500 | CHF 386.20 | CHF 341.90 | CHF 531.60 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.