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FAVORIT MEDICA or FAVORIT MULTICHOICE — Region 1, Lucerne

Region 1, Lucerne: with SWICA, FAVORIT MEDICA costs CHF 528.70 a month in 2026 and FAVORIT MULTICHOICE CHF 505.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 279.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MULTICHOICEGap per year
300CHF 528.70CHF 505.40CHF 279.60
500CHF 517.00CHF 493.80CHF 278.40
1'000CHF 493.60CHF 470.40CHF 278.40
1'500CHF 464.50CHF 441.20CHF 279.60
2'000CHF 435.30CHF 406.30CHF 348.00
2'500CHF 406.10CHF 377.10CHF 348.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.