FAVORIT MEDICA or FAVORIT MULTICHOICE — Region 3, Bern
Region 3, Bern: with SWICA, FAVORIT MEDICA costs CHF 517.30 a month in 2026 and FAVORIT MULTICHOICE CHF 494.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 273.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDICA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 517.30 | CHF 494.50 | CHF 273.60 |
| 500 | CHF 505.70 | CHF 482.80 | CHF 274.80 |
| 1'000 | CHF 482.20 | CHF 459.40 | CHF 273.60 |
| 1'500 | CHF 453.10 | CHF 430.20 | CHF 274.80 |
| 2'000 | CHF 423.90 | CHF 395.30 | CHF 343.20 |
| 2'500 | CHF 394.70 | CHF 366.20 | CHF 342.00 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.