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FAVORIT MEDICA or FAVORIT TELMED — Aargau

Aargau: with SWICA, FAVORIT MEDICA costs CHF 566.00 a month in 2026 and FAVORIT TELMED CHF 564.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT TELMED is the cheaper of the two here: CHF 19.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT TELMEDGap per year
300CHF 566.00CHF 564.40CHF 19.20
500CHF 554.30CHF 552.80CHF 18.00
1'000CHF 531.40CHF 529.80CHF 19.20
1'500CHF 502.20CHF 500.60CHF 19.20
2'000CHF 473.00CHF 471.50CHF 18.00
2'500CHF 443.90CHF 442.30CHF 19.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.