FAVORIT MEDICA or FAVORIT TELMED — Region 2, Bern
Region 2, Bern: with SWICA, FAVORIT MEDICA costs CHF 555.40 a month in 2026 and FAVORIT TELMED CHF 550.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT TELMED is the cheaper of the two here: CHF 55.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDICA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 555.40 | CHF 550.80 | CHF 55.20 |
| 500 | CHF 543.70 | CHF 539.10 | CHF 55.20 |
| 1'000 | CHF 520.70 | CHF 516.10 | CHF 55.20 |
| 1'500 | CHF 491.50 | CHF 486.90 | CHF 55.20 |
| 2'000 | CHF 462.30 | CHF 457.70 | CHF 55.20 |
| 2'500 | CHF 433.20 | CHF 428.60 | CHF 55.20 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.