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FAVORIT MEDICA or FAVORIT TELMED — Geneva

Geneva: with SWICA, FAVORIT MEDICA costs CHF 688.80 a month in 2026 and FAVORIT TELMED CHF 696.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDICA is the cheaper of the two here: CHF 91.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT TELMEDGap per year
300CHF 688.80CHF 696.40CHF 91.20
500CHF 677.20CHF 684.70CHF 90.00
1'000CHF 655.60CHF 663.10CHF 90.00
1'500CHF 626.40CHF 634.00CHF 91.20
2'000CHF 597.20CHF 604.80CHF 91.20
2'500CHF 568.10CHF 575.60CHF 90.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.