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FAVORIT MEDICA or FAVORIT TELMED — Nidwalden

Nidwalden: with SWICA, FAVORIT MEDICA costs CHF 434.90 a month in 2026 and FAVORIT TELMED CHF 439.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDICA is the cheaper of the two here: CHF 57.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT TELMEDGap per year
300CHF 434.90CHF 439.70CHF 57.60
500CHF 423.30CHF 428.10CHF 57.60
1'000CHF 398.90CHF 403.70CHF 57.60
1'500CHF 369.70CHF 374.50CHF 57.60
2'000CHF 340.60CHF 345.30CHF 56.40
2'500CHF 311.40CHF 316.20CHF 57.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.