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FAVORIT MEDICA or FAVORIT TELMED — Region 2, Ticino

Region 2, Ticino: with SWICA, FAVORIT MEDICA costs CHF 733.50 a month in 2026 and FAVORIT TELMED CHF 741.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDICA is the cheaper of the two here: CHF 94.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT TELMEDGap per year
300CHF 733.50CHF 741.40CHF 94.80
500CHF 721.80CHF 729.80CHF 96.00
1'000CHF 700.60CHF 708.60CHF 96.00
1'500CHF 671.40CHF 679.40CHF 96.00
2'000CHF 642.30CHF 650.30CHF 96.00
2'500CHF 613.10CHF 621.10CHF 96.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.