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Managed Care or Visana Med Call — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Visana, Managed Care costs CHF 483.60 a month in 2026 and Visana Med Call CHF 534.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 607.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Med CallGap per year
300CHF 483.60CHF 534.20CHF 607.20
500CHF 477.00CHF 527.50CHF 606.00
1'000CHF 442.80CHF 493.40CHF 607.20
1'500CHF 413.60CHF 464.20CHF 607.20
2'000CHF 384.50CHF 435.00CHF 606.00
2'500CHF 355.30CHF 405.90CHF 607.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.