Managed Care or Visana Med Call — Region 1, Lucerne
Region 1, Lucerne: with Visana, Managed Care costs CHF 529.70 a month in 2026 and Visana Med Call CHF 611.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 985.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 529.70 | CHF 611.80 | CHF 985.20 |
| 500 | CHF 523.00 | CHF 605.20 | CHF 986.40 |
| 1'000 | CHF 488.80 | CHF 571.00 | CHF 986.40 |
| 1'500 | CHF 459.70 | CHF 541.80 | CHF 985.20 |
| 2'000 | CHF 430.50 | CHF 512.70 | CHF 986.40 |
| 2'500 | CHF 401.30 | CHF 483.50 | CHF 986.40 |
The comparison, region by region
- Managed Care or Visana Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.