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Managed Care or Visana Med Call — Region 2, St. Gallen

Region 2, St. Gallen: with Visana, Managed Care costs CHF 514.30 a month in 2026 and Visana Med Call CHF 587.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 878.40 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Med CallGap per year
300CHF 514.30CHF 587.50CHF 878.40
500CHF 507.60CHF 580.90CHF 879.60
1'000CHF 473.50CHF 546.70CHF 878.40
1'500CHF 444.30CHF 517.50CHF 878.40
2'000CHF 415.10CHF 488.40CHF 879.60
2'500CHF 386.00CHF 459.20CHF 878.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.