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Managed Care or Visana Med Call — Appenzell Innerrhoden

Appenzell Innerrhoden: with Visana, Managed Care costs CHF 418.80 a month in 2026 and Visana Med Call CHF 452.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 398.40 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Med CallGap per year
300CHF 418.80CHF 452.00CHF 398.40
500CHF 412.10CHF 445.40CHF 399.60
1'000CHF 377.90CHF 411.20CHF 399.60
1'500CHF 348.80CHF 382.00CHF 398.40
2'000CHF 319.60CHF 352.90CHF 399.60
2'500CHF 290.40CHF 323.70CHF 399.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.