Managed Care or Visana Med Call — Region 3, St. Gallen
Region 3, St. Gallen: with Visana, Managed Care costs CHF 505.00 a month in 2026 and Visana Med Call CHF 576.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 855.60 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 505.00 | CHF 576.30 | CHF 855.60 |
| 500 | CHF 498.40 | CHF 569.60 | CHF 854.40 |
| 1'000 | CHF 464.20 | CHF 535.50 | CHF 855.60 |
| 1'500 | CHF 435.00 | CHF 506.30 | CHF 855.60 |
| 2'000 | CHF 405.90 | CHF 477.10 | CHF 854.40 |
| 2'500 | CHF 376.70 | CHF 448.00 | CHF 855.60 |
The comparison, region by region
- Managed Care or Visana Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.