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Visana Med Direct — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: the Med Direct model from Visana costs CHF 609.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 609.90, Med Direct is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 997.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 609.90CHF 570.00
500CHF 603.20CHF 563.80
1'000CHF 569.10CHF 531.90
1'500CHF 539.90CHF 504.60
2'000CHF 510.70CHF 477.30
2'500CHF 481.60CHF 450.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 434.40CHF 406.00
500CHF 427.70CHF 399.70
1'000CHF 393.50CHF 367.80
1'500CHF 364.40CHF 340.50
2'000CHF 335.20CHF 313.30
2'500CHF 306.00CHF 286.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 146.70CHF 137.10
100CHF 140.80CHF 131.70
200CHF 135.00CHF 126.20
300CHF 129.20CHF 120.80
400CHF 123.30CHF 115.30
500CHF 117.50CHF 109.80
600CHF 111.70CHF 104.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.