Visana Med Direct — Jura
Jura: the Med Direct model from Visana costs CHF 618.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 618.00, Med Direct is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 472.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 618.00 | CHF 577.60 |
| 500 | CHF 611.30 | CHF 571.30 |
| 1'000 | CHF 577.10 | CHF 539.40 |
| 1'500 | CHF 548.00 | CHF 512.20 |
| 2'000 | CHF 518.80 | CHF 484.90 |
| 2'500 | CHF 489.60 | CHF 457.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 446.20 | CHF 417.10 |
| 500 | CHF 439.60 | CHF 410.80 |
| 1'000 | CHF 405.40 | CHF 378.90 |
| 1'500 | CHF 376.20 | CHF 351.60 |
| 2'000 | CHF 347.10 | CHF 324.40 |
| 2'500 | CHF 317.90 | CHF 297.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.80 | CHF 133.50 |
| 100 | CHF 137.00 | CHF 128.00 |
| 200 | CHF 131.10 | CHF 122.60 |
| 300 | CHF 125.30 | CHF 117.10 |
| 400 | CHF 119.50 | CHF 111.70 |
| 500 | CHF 113.60 | CHF 106.20 |
| 600 | CHF 107.80 | CHF 100.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.