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Visana Med Direct — Glarus

Glarus: the Med Direct model from Visana costs CHF 473.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 473.80, Med Direct is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 631.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 473.80CHF 442.80
500CHF 467.10CHF 436.60
1'000CHF 433.00CHF 404.70
1'500CHF 403.80CHF 377.40
2'000CHF 374.60CHF 350.20
2'500CHF 345.50CHF 322.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 324.40CHF 303.20
500CHF 317.70CHF 297.00
1'000CHF 283.60CHF 265.10
1'500CHF 254.40CHF 237.80
2'000CHF 225.20CHF 210.50
2'500CHF 197.40CHF 184.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 110.20CHF 103.00
100CHF 104.40CHF 97.60
200CHF 98.60CHF 92.10
300CHF 92.70CHF 86.70
400CHF 86.90CHF 81.20
500CHF 81.10CHF 75.80
600CHF 75.20CHF 70.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.