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Visana Med Direct — Solothurn

Solothurn: the Med Direct model from Visana costs CHF 537.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 537.80, Med Direct is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 638.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 537.80CHF 502.70
500CHF 531.20CHF 496.50
1'000CHF 497.00CHF 464.50
1'500CHF 467.80CHF 437.30
2'000CHF 438.70CHF 410.00
2'500CHF 409.50CHF 382.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 376.60CHF 352.00
500CHF 369.90CHF 345.80
1'000CHF 335.80CHF 313.80
1'500CHF 306.60CHF 286.60
2'000CHF 277.40CHF 259.30
2'500CHF 248.30CHF 232.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 129.40CHF 120.90
100CHF 123.60CHF 115.50
200CHF 117.70CHF 110.00
300CHF 111.90CHF 104.60
400CHF 106.10CHF 99.10
500CHF 100.20CHF 93.70
600CHF 94.40CHF 88.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.