Visana Med Direct — Schwyz
Schwyz: the Med Direct model from Visana costs CHF 486.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 486.00, Med Direct is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 1'192.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.00 | CHF 454.20 |
| 500 | CHF 479.30 | CHF 448.00 |
| 1'000 | CHF 445.10 | CHF 416.00 |
| 1'500 | CHF 416.00 | CHF 388.80 |
| 2'000 | CHF 386.80 | CHF 361.50 |
| 2'500 | CHF 357.60 | CHF 334.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 340.30 | CHF 318.00 |
| 500 | CHF 333.60 | CHF 311.80 |
| 1'000 | CHF 299.50 | CHF 279.90 |
| 1'500 | CHF 270.30 | CHF 252.60 |
| 2'000 | CHF 241.10 | CHF 225.40 |
| 2'500 | CHF 219.50 | CHF 205.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.90 | CHF 109.30 |
| 100 | CHF 111.10 | CHF 103.90 |
| 200 | CHF 105.30 | CHF 98.40 |
| 300 | CHF 99.40 | CHF 93.00 |
| 400 | CHF 93.60 | CHF 87.50 |
| 500 | CHF 87.80 | CHF 82.00 |
| 600 | CHF 81.90 | CHF 76.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.