Vivao Sympany casamed pharm — Region 2, Vaud
Region 2, Vaud: the casamed pharm model from Vivao Sympany costs CHF 577.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 577.70, casamed pharm is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed pharm costs CHF 1'035.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 577.70 | CHF 537.30 |
| 500 | CHF 566.10 | CHF 526.50 |
| 1'000 | CHF 536.90 | CHF 499.40 |
| 1'500 | CHF 507.70 | CHF 472.20 |
| 2'000 | CHF 478.60 | CHF 445.10 |
| 2'500 | CHF 449.40 | CHF 418.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 421.80 | CHF 392.30 |
| 500 | CHF 410.10 | CHF 381.40 |
| 1'000 | CHF 380.90 | CHF 354.30 |
| 1'500 | CHF 351.80 | CHF 327.20 |
| 2'000 | CHF 322.60 | CHF 300.10 |
| 2'500 | CHF 293.40 | CHF 272.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 170.50 | CHF 158.60 |
| 200 | CHF 158.80 | CHF 147.70 |
| 400 | CHF 147.10 | CHF 136.90 |
| 600 | CHF 135.50 | CHF 126.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.