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Vivao Sympany casamed pharm — Region 2, Vaud

Region 2, Vaud: the casamed pharm model from Vivao Sympany costs CHF 577.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 577.70, casamed pharm is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, casamed pharm costs CHF 1'035.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 577.70CHF 537.30
500CHF 566.10CHF 526.50
1'000CHF 536.90CHF 499.40
1'500CHF 507.70CHF 472.20
2'000CHF 478.60CHF 445.10
2'500CHF 449.40CHF 418.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 421.80CHF 392.30
500CHF 410.10CHF 381.40
1'000CHF 380.90CHF 354.30
1'500CHF 351.80CHF 327.20
2'000CHF 322.60CHF 300.10
2'500CHF 293.40CHF 272.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 170.50CHF 158.60
200CHF 158.80CHF 147.70
400CHF 147.10CHF 136.90
600CHF 135.50CHF 126.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.