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Vivao Sympany casamed pharm — Region 1, Zurich

Region 1, Zurich: the casamed pharm model from Vivao Sympany costs CHF 546.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 546.50, casamed pharm is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, casamed pharm costs CHF 894.00 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 546.50CHF 508.30
500CHF 534.90CHF 497.50
1'000CHF 505.70CHF 470.40
1'500CHF 476.50CHF 443.20
2'000CHF 447.40CHF 416.10
2'500CHF 418.20CHF 389.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 399.00CHF 371.10
500CHF 387.30CHF 360.20
1'000CHF 358.10CHF 333.10
1'500CHF 329.00CHF 306.00
2'000CHF 299.80CHF 278.90
2'500CHF 270.60CHF 251.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 161.30CHF 150.10
200CHF 149.60CHF 139.20
400CHF 137.90CHF 128.30
600CHF 126.30CHF 117.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.