CHF 2'500 deductible in Region 2 of canton Bern
At a CHF 2'500 deductible, 26 insurers offer a premium in Region 2 of canton Bern. The lowest is CHF 367.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 493.60, the CHF 2'500 deductible saves CHF 1'512.00 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'812.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Visana | CHF 367.60 | View |
| 2 | Helsana | CHF 380.00 | View |
| 3 | Assura-Basis | CHF 381.60 | View |
| 4 | ÖKK | CHF 383.40 | View |
| 5 | EGK | CHF 383.40 | View |
| 6 | SWICA | CHF 384.10 | View |
| 7 | CSS | CHF 385.50 | View |
| 8 | Agrisano | CHF 386.70 | View |
| 9 | Atupri | CHF 389.30 | View |
| 10 | KPT | CHF 391.80 | View |
| 11 | Sumiswalder | CHF 394.90 | View |
| 12 | Vivao Sympany | CHF 396.80 | View |
| 13 | CONCORDIA | CHF 401.30 | View |
| 14 | sodalis | CHF 402.70 | View |
| 15 | SLKK | CHF 403.70 | View |
| 16 | Steffisburg | CHF 405.30 | View |
| 17 | sana24 | CHF 413.40 | View |
| 18 | Luzerner Hinterland | CHF 413.45 | View |
| 19 | Aquilana | CHF 416.40 | View |
| 20 | Sanitas | CHF 417.00 | View |
| 21 | Avenir | CHF 418.00 | View |
| 22 | Galenos | CHF 418.40 | View |
| 23 | Mutuel | CHF 425.10 | View |
| 24 | Philos | CHF 426.50 | View |
| 25 | rhenusana | CHF 489.40 | View |
| 26 | vita surselva | CHF 499.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.