CSS — Region 2 of canton Bern, 2026 premiums
CSS covers the 212 municipalities of Region 2 in canton Bern. Its lowest adult premium here is CHF 358.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 8 out of 26 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 532.22 a month.
What staying costs
Moving from CSS to Visana, the cheapest insurer in this region, saves CHF 242.40 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 608.00 | CHF 513.80 | CHF 547.20 |
| 500 | CHF 596.40 | CHF 502.20 | CHF 535.60 |
| 1'000 | CHF 567.20 | CHF 473.00 | CHF 506.40 |
| 1'500 | CHF 538.00 | CHF 443.80 | CHF 477.20 |
| 2'000 | CHF 508.90 | CHF 414.70 | CHF 448.10 |
| 2'500 | CHF 479.70 | CHF 385.50 | CHF 418.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 449.90 | CHF 375.00 | CHF 410.40 |
| 500 | CHF 438.30 | CHF 363.40 | CHF 398.80 |
| 1'000 | CHF 409.10 | CHF 334.20 | CHF 369.60 |
| 1'500 | CHF 379.90 | CHF 305.00 | CHF 340.40 |
| 2'000 | CHF 350.80 | CHF 275.90 | CHF 311.30 |
| 2'500 | CHF 321.60 | CHF 246.70 | CHF 282.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 133.80 | CHF 118.20 | CHF 120.40 |
| 100 | CHF 128.00 | CHF 112.40 | CHF 114.60 |
| 200 | CHF 122.20 | CHF 106.60 | CHF 108.80 |
| 300 | CHF 116.30 | CHF 100.70 | CHF 102.90 |
| 400 | CHF 110.50 | CHF 94.90 | CHF 97.10 |
| 600 | CHF 98.80 | CHF 83.20 | CHF 85.40 |
With or without accident cover
With accident cover: CHF 608.00 a month. Without: CHF 565.40. Dropping it saves CHF 511.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 490.60 in 2025 to CHF 358.50 — a rise of 4.7 %.
The 212 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Bern, not to the municipality.
Aarberg · Aefligen · Aegerten · Alchenstorf · Allmendingen · Amsoldingen · Arch · Arni (BE) · Bargen (BE) · Bellmund · Belp · Belprahon · Biglen · Blumenstein · Bowil · Brenzikofen · Brügg · Brüttelen · Buchholterberg · Burgdorf · Burgistein · Bäriswil · Bätterkinden · Büetigen · Bühl · Büren an der Aare · Champoz · Corcelles (BE) · Corgémont · Cormoret · Cortébert · Court · Courtelary · Crémines · Deisswil bei Münchenbuchsee · Diessbach bei Büren · Dotzigen · Epsach · Eriz · Erlach · Ersigen · Eschert · Fahrni · Ferenbalm · Finsterhennen · Forst-Längenbühl · Fraubrunnen · Frauenkappelen · Freimettigen · Gals · Gampelen · Gerzensee · Grandval · Grossaffoltern · Grosshöchstetten · Guggisberg · Gurbrü · Gurzelen · Hagneck · Hasle bei Burgdorf · Heiligenschwendi · Heimberg · Heimiswil · Hellsau · Herbligen · Hermrigen · Hilterfingen · Hindelbank · Homberg · Horrenbach-Buchen · Häutligen · Höchstetten · Iffwil · Ins · Ipsach · Jaberg · Jegenstorf · Jens · Kallnach · Kappelen · Kaufdorf · Kehrsatz · Kernenried · Kiesen · Kirchberg (BE) · Kirchdorf (BE) · Konolfingen · Koppigen · Krauchthal · Kriechenwil · La Ferrière · La Neuveville · Landiswil · Laupen · Lengnau (BE) · Leuzigen · Ligerz · Linden · Loveresse · Lyss · Lyssach · Lüscherz · Mattstetten · Meienried · Meikirch · Meinisberg · Merzligen · Mirchel · Mont-Tramelan · Moosseedorf · Mörigen · Mühleberg · Münchenbuchsee · Münchenwiler · Münsingen · Müntschemier · Neuenegg · Nidau · Niederhünigen · Niedermuhlern · Nods · Oberburg · Oberdiessbach · Oberhofen am Thunersee · Oberhünigen · Oberlangenegg · Oberthal · Oberwil bei Büren · Oppligen · Orpund · Orvin · Perrefitte · Petit-Val · Pieterlen · Plateau de Diesse · Pohlern · Port · Péry-La Heutte · Radelfingen · Rapperswil (BE) · Rebévelier · Reconvilier · Renan (BE) · Reutigen · Riggisberg · Roches (BE) · Romont (BE) · Rubigen · Rumendingen · Rüdtligen-Alchenflüh · Rüeggisberg · Rüschegg · Rüti bei Büren · Rüti bei Lyssach · Safnern · Saicourt · Saint-Imier · Sauge · Saules (BE) · Schelten · Scheuren · Schwadernau · Schwarzenburg · Schüpfen · Seedorf (BE) · Seehof · Seftigen · Sigriswil · Siselen · Sonceboz-Sombeval · Sonvilier · Sorvilier · Steffisburg · Studen (BE) · Sutz-Lattrigen · Tavannes · Teuffenthal (BE) · Thierachern · Thun · Thurnen · Toffen · Tramelan · Treiten · Tschugg · Twann-Tüscherz · Täuffelen · Uebeschi · Uetendorf · Unterlangenegg · Urtenen-Schönbühl · Uttigen · Utzenstorf · Valbirse · Villeret · Vinelz · Wachseldorn · Wald (BE) · Walkringen · Walperswil · Wattenwil · Wengi · Wichtrach · Wiggiswil · Wiler bei Utzenstorf · Wileroltigen · Willadingen · Worb · Worben · Wynigen · Zielebach · Zuzwil (BE) · Zäziwil
The other insurers in Region 2
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 493.60 | View |
| Agrisano | CHF 497.10 | View |
| ÖKK | CHF 503.40 | View |
| Helsana | CHF 508.30 | View |
| Assura-Basis | CHF 509.90 | View |
| EGK | CHF 511.70 | View |
| SWICA | CHF 512.40 | View |
| SLKK | CHF 516.60 | View |
| Atupri | CHF 517.60 | View |
| KPT | CHF 520.10 | View |
| Sumiswalder | CHF 520.90 | View |
| Vivao Sympany | CHF 525.10 | View |
| CONCORDIA | CHF 529.60 | View |
| Steffisburg | CHF 530.40 | View |
| sodalis | CHF 531.00 | View |
| Aquilana | CHF 535.50 | View |
| Luzerner Hinterland | CHF 541.75 | View |
| sana24 | CHF 541.80 | View |
| Sanitas | CHF 545.30 | View |
| Avenir | CHF 546.00 | View |
| Galenos | CHF 546.70 | View |
| Mutuel | CHF 553.10 | View |
| Philos | CHF 554.50 | View |
| rhenusana | CHF 607.40 | View |
| vita surselva | CHF 624.15 | View |
Source: Federal Office of Public Health (FOPH), official premiums.