Helsana — Region 2 of canton Bern, 2026 premiums
Helsana covers the 212 municipalities of Region 2 in canton Bern. Its lowest adult premium here is CHF 353.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 4 out of 26 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 532.22 a month.
What staying costs
Moving from Helsana to Visana, the cheapest insurer in this region, saves CHF 176.40 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 598.00 | CHF 508.30 | CHF 520.20 |
| 500 | CHF 586.40 | CHF 496.70 | CHF 508.60 |
| 1'000 | CHF 557.20 | CHF 467.50 | CHF 479.40 |
| 1'500 | CHF 528.00 | CHF 438.30 | CHF 450.20 |
| 2'000 | CHF 498.90 | CHF 409.20 | CHF 421.10 |
| 2'500 | CHF 469.70 | CHF 380.00 | CHF 391.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 478.40 | CHF 406.60 | CHF 416.20 |
| 500 | CHF 466.80 | CHF 395.00 | CHF 404.60 |
| 1'000 | CHF 437.60 | CHF 365.80 | CHF 375.40 |
| 1'500 | CHF 408.40 | CHF 336.60 | CHF 346.20 |
| 2'000 | CHF 379.30 | CHF 307.50 | CHF 317.10 |
| 2'500 | CHF 350.10 | CHF 278.30 | CHF 287.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 137.50 | CHF 116.80 | CHF 119.60 |
| 500 | CHF 108.40 | CHF 87.70 | CHF 90.50 |
With or without accident cover
With accident cover: CHF 598.00 a month. Without: CHF 556.20. Dropping it saves CHF 501.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 491.00 in 2025 to CHF 353.40 — a rise of 3.5 %.
The 212 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Bern, not to the municipality.
Aarberg · Aefligen · Aegerten · Alchenstorf · Allmendingen · Amsoldingen · Arch · Arni (BE) · Bargen (BE) · Bellmund · Belp · Belprahon · Biglen · Blumenstein · Bowil · Brenzikofen · Brügg · Brüttelen · Buchholterberg · Burgdorf · Burgistein · Bäriswil · Bätterkinden · Büetigen · Bühl · Büren an der Aare · Champoz · Corcelles (BE) · Corgémont · Cormoret · Cortébert · Court · Courtelary · Crémines · Deisswil bei Münchenbuchsee · Diessbach bei Büren · Dotzigen · Epsach · Eriz · Erlach · Ersigen · Eschert · Fahrni · Ferenbalm · Finsterhennen · Forst-Längenbühl · Fraubrunnen · Frauenkappelen · Freimettigen · Gals · Gampelen · Gerzensee · Grandval · Grossaffoltern · Grosshöchstetten · Guggisberg · Gurbrü · Gurzelen · Hagneck · Hasle bei Burgdorf · Heiligenschwendi · Heimberg · Heimiswil · Hellsau · Herbligen · Hermrigen · Hilterfingen · Hindelbank · Homberg · Horrenbach-Buchen · Häutligen · Höchstetten · Iffwil · Ins · Ipsach · Jaberg · Jegenstorf · Jens · Kallnach · Kappelen · Kaufdorf · Kehrsatz · Kernenried · Kiesen · Kirchberg (BE) · Kirchdorf (BE) · Konolfingen · Koppigen · Krauchthal · Kriechenwil · La Ferrière · La Neuveville · Landiswil · Laupen · Lengnau (BE) · Leuzigen · Ligerz · Linden · Loveresse · Lyss · Lyssach · Lüscherz · Mattstetten · Meienried · Meikirch · Meinisberg · Merzligen · Mirchel · Mont-Tramelan · Moosseedorf · Mörigen · Mühleberg · Münchenbuchsee · Münchenwiler · Münsingen · Müntschemier · Neuenegg · Nidau · Niederhünigen · Niedermuhlern · Nods · Oberburg · Oberdiessbach · Oberhofen am Thunersee · Oberhünigen · Oberlangenegg · Oberthal · Oberwil bei Büren · Oppligen · Orpund · Orvin · Perrefitte · Petit-Val · Pieterlen · Plateau de Diesse · Pohlern · Port · Péry-La Heutte · Radelfingen · Rapperswil (BE) · Rebévelier · Reconvilier · Renan (BE) · Reutigen · Riggisberg · Roches (BE) · Romont (BE) · Rubigen · Rumendingen · Rüdtligen-Alchenflüh · Rüeggisberg · Rüschegg · Rüti bei Büren · Rüti bei Lyssach · Safnern · Saicourt · Saint-Imier · Sauge · Saules (BE) · Schelten · Scheuren · Schwadernau · Schwarzenburg · Schüpfen · Seedorf (BE) · Seehof · Seftigen · Sigriswil · Siselen · Sonceboz-Sombeval · Sonvilier · Sorvilier · Steffisburg · Studen (BE) · Sutz-Lattrigen · Tavannes · Teuffenthal (BE) · Thierachern · Thun · Thurnen · Toffen · Tramelan · Treiten · Tschugg · Twann-Tüscherz · Täuffelen · Uebeschi · Uetendorf · Unterlangenegg · Urtenen-Schönbühl · Uttigen · Utzenstorf · Valbirse · Villeret · Vinelz · Wachseldorn · Wald (BE) · Walkringen · Walperswil · Wattenwil · Wengi · Wichtrach · Wiggiswil · Wiler bei Utzenstorf · Wileroltigen · Willadingen · Worb · Worben · Wynigen · Zielebach · Zuzwil (BE) · Zäziwil
The other insurers in Region 2
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 493.60 | View |
| Agrisano | CHF 497.10 | View |
| ÖKK | CHF 503.40 | View |
| Assura-Basis | CHF 509.90 | View |
| EGK | CHF 511.70 | View |
| SWICA | CHF 512.40 | View |
| CSS | CHF 513.80 | View |
| SLKK | CHF 516.60 | View |
| Atupri | CHF 517.60 | View |
| KPT | CHF 520.10 | View |
| Sumiswalder | CHF 520.90 | View |
| Vivao Sympany | CHF 525.10 | View |
| CONCORDIA | CHF 529.60 | View |
| Steffisburg | CHF 530.40 | View |
| sodalis | CHF 531.00 | View |
| Aquilana | CHF 535.50 | View |
| Luzerner Hinterland | CHF 541.75 | View |
| sana24 | CHF 541.80 | View |
| Sanitas | CHF 545.30 | View |
| Avenir | CHF 546.00 | View |
| Galenos | CHF 546.70 | View |
| Mutuel | CHF 553.10 | View |
| Philos | CHF 554.50 | View |
| rhenusana | CHF 607.40 | View |
| vita surselva | CHF 624.15 | View |
Source: Federal Office of Public Health (FOPH), official premiums.