Free choice of doctor with a CHF 300 deductible in Region 2 of canton Bern
26 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 2. The lowest premium is CHF 566.10 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
26 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Sumiswalder | Grundversicherung | CHF 566.10 | View |
| 2 | ÖKK | Grundversicherung | CHF 572.00 | View |
| 3 | Luzerner Hinterland | Grundversicherung | CHF 576.35 | View |
| 4 | Agrisano | Grundversicherung | CHF 578.00 | View |
| 5 | Assura-Basis | Grundversicherung | CHF 586.00 | View |
| 6 | SLKK | Grundversicherung | CHF 587.00 | View |
| 7 | Visana | Grundversicherung | CHF 587.50 | View |
| 8 | sodalis | Grundversicherung | CHF 590.00 | View |
| 9 | Atupri | Grundversicherung | CHF 594.30 | View |
| 10 | Helsana | Grundversicherung | CHF 598.00 | View |
| 11 | Vivao Sympany | Grundversicherung | CHF 607.00 | View |
| 12 | CSS | Grundversicherung | CHF 608.00 | View |
| 13 | Steffisburg | Grundversicherung | CHF 609.60 | View |
| 14 | SWICA | Grundversicherung | CHF 613.60 | View |
| 15 | Aquilana | Grundversicherung | CHF 615.30 | View |
| 16 | KPT | Grundversicherung | CHF 618.00 | View |
| 17 | EGK | Grundversicherung | CHF 620.60 | View |
| 18 | Galenos | Grundversicherung | CHF 622.60 | View |
| 19 | Avenir | Grundversicherung | CHF 624.00 | View |
| 20 | CONCORDIA | Grundversicherung | CHF 626.70 | View |
| 21 | Sanitas | Grundversicherung | CHF 626.80 | View |
| 22 | sana24 | Grundversicherung | CHF 629.90 | View |
| 23 | Mutuel | Grundversicherung | CHF 632.10 | View |
| 24 | Philos | Grundversicherung | CHF 652.30 | View |
| 25 | vita surselva | Grundversicherung | CHF 657.00 | View |
| 26 | rhenusana | Grundversicherung | CHF 660.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.