The 2024 premiums in Region 1 — Lucerne
In 2024, 29 insurers offered premiums in Region 1 — Lucerne. The lowest was CHF 410.95 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2024 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 1 — Lucerne
What has changed since 2024
The lowest premium went from CHF 410.95 in 2024 to CHF 451.60 today — a rise of 9.9 % over the period.
The 2024 ranking
29 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Luzerner Hinterland | CHF 410.95 |
| 2 | Assura-Basis | CHF 415.00 |
| 3 | CONCORDIA | CHF 422.70 |
| 4 | Vivao Sympany | CHF 423.30 |
| 5 | Avenir | CHF 423.40 |
| 6 | Sanitas | CHF 425.40 |
| 7 | CSS | CHF 427.70 |
| 8 | Sumiswalder | CHF 430.10 |
| 9 | Atupri | CHF 435.30 |
| 10 | KPT | CHF 437.20 |
| 11 | Helsana | CHF 445.20 |
| 12 | EGK | CHF 448.20 |
| 13 | sana24 | CHF 449.20 |
| 14 | Aquilana | CHF 454.20 |
| 15 | KLuG — until 2025 | CHF 454.50 |
| 16 | ÖKK | CHF 455.00 |
| 17 | Philos | CHF 457.30 |
| 18 | SWICA | CHF 457.80 |
| 19 | vita surselva | CHF 458.00 |
| 20 | Agrisano | CHF 463.40 |
| 21 | SLKK | CHF 465.10 |
| 22 | SUPRA — until 2024 | CHF 469.40 |
| 23 | Mutuel | CHF 471.60 |
| 24 | vivacare — until 2025 | CHF 480.50 |
| 25 | Easy Sana — until 2024 | CHF 486.50 |
| 26 | rhenusana | CHF 492.20 |
| 27 | Einsiedler | CHF 493.40 |
| 28 | Galenos | CHF 500.90 |
| 29 | Visana | CHF 536.20 |
4 of these insurers no longer exist
Of the 29 insurers on this list, 4 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 410.95) and the dearest (CHF 536.20) the gap was CHF 1'503.00 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.