The 2025 premiums in Region 1 — Lucerne
In 2025, 27 insurers offered premiums in Region 1 — Lucerne. The lowest was CHF 428.40 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 1 — Lucerne
What has changed since 2025
The lowest premium went from CHF 428.40 in 2025 to CHF 451.60 today — a rise of 5.4 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Vivao Sympany | CHF 428.40 |
| 2 | Atupri | CHF 434.70 |
| 3 | CONCORDIA | CHF 443.80 |
| 4 | Sanitas | CHF 445.00 |
| 5 | Helsana | CHF 451.30 |
| 6 | Luzerner Hinterland | CHF 454.20 |
| 7 | CSS | CHF 462.80 |
| 8 | EGK | CHF 464.30 |
| 9 | Assura-Basis | CHF 467.20 |
| 10 | Avenir | CHF 467.30 |
| 11 | ÖKK | CHF 470.50 |
| 12 | Sumiswalder | CHF 473.70 |
| 13 | KPT | CHF 474.00 |
| 14 | sana24 | CHF 477.60 |
| 15 | Aquilana | CHF 481.40 |
| 16 | SWICA | CHF 487.70 |
| 17 | SLKK | CHF 488.80 |
| 18 | Agrisano | CHF 488.90 |
| 19 | Philos | CHF 494.80 |
| 20 | vivacare — until 2025 | CHF 500.50 |
| 21 | Galenos | CHF 507.00 |
| 22 | vita surselva | CHF 513.00 |
| 23 | rhenusana | CHF 516.80 |
| 24 | Mutuel | CHF 519.00 |
| 25 | Visana | CHF 537.10 |
| 26 | KLuG — until 2025 | CHF 537.65 |
| 27 | Einsiedler | CHF 547.85 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 428.40) and the dearest (CHF 547.85) the gap was CHF 1'433.40 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.