Family doctor in Region 3 of canton Lucerne
23 of 25 insurers offer a Family doctor in Region 3 of canton Lucerne. The lowest premium is CHF 429.50 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 452.80. This Family doctor therefore saves CHF 279.60 a year, for identical statutory cover.
The ranking, cheapest to dearest
23 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Sanitas | Hausarztmodell 1 | CHF 429.50 | View |
| 2 | Luzerner Hinterland | Hausmed | CHF 430.15 | View |
| 3 | Vivao Sympany | casamed hausarzt | CHF 436.10 | View |
| 4 | CSS | Hausarztversicherung Profit | CHF 438.60 | View |
| 5 | Assura-Basis | PharMed | CHF 440.20 | View |
| 6 | KPT | KPTwin.doc | CHF 441.50 | View |
| 7 | SWICA | FAVORIT CASA | CHF 442.70 | View |
| 8 | Galenos | Med Direct | CHF 447.40 | View |
| 9 | Sumiswalder | Hausarzt | CHF 449.70 | View |
| 10 | Atupri | CareMed | CHF 450.10 | View |
| 11 | SLKK | SLKK-HomeCare | CHF 452.80 | View |
| 12 | EGK | EGK-Care | CHF 455.80 | View |
| 13 | ÖKK | Hausarzt | CHF 456.30 | View |
| 14 | CONCORDIA | MyDoc | CHF 458.10 | View |
| 15 | Helsana | BeneFit PLUS Hausarzt R2 | CHF 460.90 | View |
| 16 | Avenir | PrimaCare | CHF 470.50 | View |
| 17 | Aquilana | CASAMED | CHF 471.70 | View |
| 18 | Philos | PrimaCare | CHF 486.30 | View |
| 19 | vita surselva | Sparmed | CHF 486.40 | View |
| 20 | Visana | Med Direct | CHF 488.10 | View |
| 21 | rhenusana | Hausarzt-Modell | CHF 499.40 | View |
| 22 | sana24 | Med Direct | CHF 500.80 | View |
| 23 | Mutuel | PrimaCare | CHF 542.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.