rhenusana — Region 3 of canton Lucerne, 2026 premiums
rhenusana covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 333.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 21 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from rhenusana to Agrisano, the cheapest insurer in this region, saves CHF 741.60 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 517.50 | CHF 499.40 | CHF 476.10 |
| 500 | CHF 505.90 | CHF 487.80 | CHF 465.60 |
| 1'000 | CHF 476.70 | CHF 460.40 | CHF 438.60 |
| 1'500 | CHF 447.50 | CHF 432.40 | CHF 412.10 |
| 2'000 | CHF 418.40 | CHF 404.40 | CHF 385.10 |
| 2'500 | CHF 389.50 | CHF 376.40 | CHF 358.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 393.30 | CHF 379.60 | CHF 361.90 |
| 500 | CHF 383.30 | CHF 368.00 | CHF 352.90 |
| 1'000 | CHF 358.80 | CHF 339.10 | CHF 327.40 |
| 1'500 | CHF 334.30 | CHF 309.60 | CHF 307.90 |
| 2'000 | CHF 309.80 | CHF 285.60 | CHF 284.90 |
| 2'500 | CHF 285.30 | CHF 262.60 | CHF 262.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 64.70 | CHF 62.50 | CHF 59.60 |
| 300 | CHF 56.00 | CHF 53.70 | CHF 50.80 |
| 600 | CHF 47.20 | CHF 45.00 | CHF 42.10 |
With or without accident cover
With accident cover: CHF 517.50 a month. Without: CHF 481.30. Dropping it saves CHF 434.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 448.70 in 2025 to CHF 333.10 — a rise of 6.1 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| Assura-Basis | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.