Assura-Basis — Region 3 of canton Lucerne, 2026 premiums
Assura-Basis covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 290.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 11 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from Assura-Basis to Agrisano, the cheapest insurer in this region, saves CHF 310.80 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 497.40 | CHF 440.20 |
| 500 | CHF 485.80 | CHF 428.60 |
| 1'000 | CHF 456.60 | CHF 399.40 |
| 1'500 | CHF 427.40 | CHF 370.20 |
| 2'000 | CHF 398.30 | CHF 341.10 |
| 2'500 | CHF 369.10 | CHF 311.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 388.10 | CHF 343.50 |
| 500 | CHF 376.50 | CHF 331.90 |
| 1'000 | CHF 347.30 | CHF 302.70 |
| 1'500 | CHF 318.10 | CHF 273.50 |
| 2'000 | CHF 289.00 | CHF 244.40 |
| 2'500 | CHF 259.80 | CHF 215.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 111.00 | CHF 98.30 |
| 100 | CHF 105.20 | CHF 92.50 |
| 200 | CHF 99.40 | CHF 86.70 |
| 300 | CHF 93.50 | CHF 80.80 |
| 400 | CHF 87.70 | CHF 75.00 |
| 500 | CHF 81.90 | CHF 69.20 |
| 600 | CHF 76.00 | CHF 63.30 |
With or without accident cover
With accident cover: CHF 497.40 a month. Without: CHF 462.60. Dropping it saves CHF 417.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 429.40 in 2025 to CHF 290.10 — a rise of 2.5 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.