Atupri — Region 3 of canton Lucerne, 2026 premiums
Atupri covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 296.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 10 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from Atupri to Agrisano, the cheapest insurer in this region, saves CHF 310.80 a year for an adult on the same profile.
The full Atupri table
170 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 494.60 | CHF 450.10 | CHF 440.20 | CHF 440.20 |
| 500 | CHF 483.00 | CHF 438.50 | CHF 428.60 | CHF 428.60 |
| 1'000 | CHF 453.80 | CHF 409.30 | CHF 399.40 | CHF 399.40 |
| 1'500 | CHF 424.60 | CHF 380.10 | CHF 370.20 | CHF 370.20 |
| 2'000 | CHF 395.50 | CHF 351.00 | CHF 341.10 | CHF 341.10 |
| 2'500 | CHF 366.30 | CHF 321.80 | CHF 311.90 | CHF 311.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 356.10 | CHF 324.10 | CHF 316.90 | CHF 316.90 |
| 500 | CHF 344.50 | CHF 312.50 | CHF 305.30 | CHF 305.30 |
| 1'000 | CHF 315.30 | CHF 283.30 | CHF 276.10 | CHF 276.10 |
| 1'500 | CHF 286.10 | CHF 254.10 | CHF 246.90 | CHF 246.90 |
| 2'000 | CHF 257.00 | CHF 225.00 | CHF 217.80 | CHF 217.80 |
| 2'500 | CHF 227.80 | CHF 195.80 | CHF 188.60 | CHF 188.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 133.50 | CHF 121.50 | CHF 118.80 | CHF 118.80 |
| 100 | CHF 127.70 | CHF 115.70 | CHF 113.00 | CHF 113.00 |
| 200 | CHF 121.90 | CHF 109.90 | CHF 107.20 | CHF 107.20 |
| 400 | CHF 110.20 | CHF 98.20 | CHF 95.50 | CHF 95.50 |
| 600 | CHF 98.50 | CHF 86.50 | CHF 83.80 | CHF 83.80 |
With or without accident cover
With accident cover: CHF 494.60 a month. Without: CHF 469.90. Dropping it saves CHF 296.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 419.10 in 2025 to CHF 296.30 — a rise of 5.0 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Assura-Basis | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.