SLKK — Region 3 of canton Lucerne, 2026 premiums
SLKK covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 310.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SLKK ranks 12 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from SLKK to Agrisano, the cheapest insurer in this region, saves CHF 340.80 a year for an adult on the same profile.
The full SLKK table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 503.10 | CHF 452.80 | CHF 442.70 |
| 500 | CHF 491.50 | CHF 442.40 | CHF 432.50 |
| 1'000 | CHF 462.30 | CHF 416.10 | CHF 406.80 |
| 1'500 | CHF 433.10 | CHF 389.80 | CHF 381.10 |
| 2'000 | CHF 404.00 | CHF 363.60 | CHF 355.50 |
| 2'500 | CHF 374.80 | CHF 337.30 | CHF 329.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 412.60 | CHF 371.30 | CHF 363.10 |
| 500 | CHF 401.00 | CHF 360.90 | CHF 352.80 |
| 1'000 | CHF 371.80 | CHF 334.60 | CHF 327.10 |
| 1'500 | CHF 342.60 | CHF 308.30 | CHF 301.50 |
| 2'000 | CHF 313.50 | CHF 282.10 | CHF 275.80 |
| 2'500 | CHF 284.30 | CHF 255.80 | CHF 250.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 108.70 | CHF 97.80 | CHF 95.60 |
| 100 | CHF 102.90 | CHF 92.60 | CHF 90.50 |
| 200 | CHF 97.10 | CHF 87.40 | CHF 85.40 |
| 300 | CHF 91.20 | CHF 82.10 | CHF 80.20 |
| 400 | CHF 85.70 | CHF 77.10 | CHF 75.40 |
| 500 | CHF 79.60 | CHF 71.60 | CHF 70.00 |
| 600 | CHF 73.70 | CHF 66.30 | CHF 64.80 |
With or without accident cover
With accident cover: CHF 503.10 a month. Without: CHF 472.90. Dropping it saves CHF 362.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 425.30 in 2025 to CHF 310.10 — a rise of 4.1 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| Assura-Basis | CHF 440.20 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.