Aquilana — Region 3 of canton Lucerne, 2026 premiums
Aquilana covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 308.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 19 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from Aquilana to Agrisano, the cheapest insurer in this region, saves CHF 440.40 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 518.30 | CHF 471.70 | CHF 451.00 |
| 500 | CHF 506.70 | CHF 460.10 | CHF 440.90 |
| 1'000 | CHF 477.50 | CHF 430.90 | CHF 415.50 |
| 1'500 | CHF 448.40 | CHF 401.80 | CHF 390.20 |
| 2'000 | CHF 419.20 | CHF 372.60 | CHF 364.80 |
| 2'500 | CHF 390.00 | CHF 343.40 | CHF 331.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 383.60 | CHF 349.10 | CHF 333.80 |
| 500 | CHF 372.00 | CHF 337.50 | CHF 323.70 |
| 1'000 | CHF 342.80 | CHF 308.30 | CHF 298.30 |
| 1'500 | CHF 313.70 | CHF 279.20 | CHF 273.00 |
| 2'000 | CHF 284.50 | CHF 250.00 | CHF 247.60 |
| 2'500 | CHF 255.30 | CHF 221.40 | CHF 222.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 59.70 | CHF 54.30 | CHF 51.90 |
| 100 | CHF 56.80 | CHF 51.40 | CHF 49.40 |
| 200 | CHF 53.90 | CHF 48.50 | CHF 46.90 |
| 300 | CHF 51.00 | CHF 45.60 | CHF 44.40 |
| 400 | CHF 48.00 | CHF 42.60 | CHF 41.80 |
| 500 | CHF 45.10 | CHF 39.70 | CHF 38.40 |
With or without accident cover
With accident cover: CHF 518.30 a month. Without: CHF 482.10. Dropping it saves CHF 434.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 433.70 in 2025 to CHF 308.30 — a rise of 4.0 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| Assura-Basis | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.