The 2023 premiums in St. Gallen
In 2023, 35 insurers offered premiums in St. Gallen. The lowest was CHF 343.90 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2023 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in St. Gallen
What has changed since 2023
The lowest premium went from CHF 343.90 in 2023 to CHF 401.60 today — a rise of 16.8 % over the period.
The 2023 ranking
35 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | KLuG — until 2025 | CHF 343.90 |
| 2 | EGK | CHF 345.90 |
| 3 | Provita — until 2023 | CHF 349.40 |
| 4 | KKS — until 2023 | CHF 358.60 |
| 5 | rhenusana | CHF 363.40 |
| 6 | Atupri | CHF 364.00 |
| 7 | Assura-Basis | CHF 364.20 |
| 8 | KPT | CHF 364.40 |
| 9 | CSS | CHF 364.60 |
| 10 | vivacare — until 2025 | CHF 372.60 |
| 11 | Aquilana | CHF 372.80 |
| 12 | SWICA | CHF 374.50 |
| 13 | SUPRA — until 2024 | CHF 375.30 |
| 14 | Agrisano | CHF 375.70 |
| 15 | CONCORDIA | CHF 376.80 |
| 16 | Sumiswalder | CHF 378.90 |
| 17 | Sanitas | CHF 381.50 |
| 18 | Vivao Sympany | CHF 382.20 |
| 19 | sana24 | CHF 384.50 |
| 20 | vita surselva | CHF 386.00 |
| 21 | Mutuel | CHF 389.40 |
| 22 | ÖKK | CHF 389.80 |
| 23 | Helsana | CHF 393.10 |
| 24 | Kolping — until 2023 | CHF 400.10 |
| 25 | Galenos | CHF 400.90 |
| 26 | Easy Sana — until 2024 | CHF 402.10 |
| 27 | Avenir | CHF 407.70 |
| 28 | Moove Sympany — until 2023 | CHF 410.00 |
| 29 | Glarner | CHF 410.70 |
| 30 | SLKK | CHF 411.00 |
| 31 | Philos | CHF 416.80 |
| 32 | Krankenkasse Ingenbohl — until 2023 | CHF 422.20 |
| 33 | AMB | CHF 423.80 |
| 34 | Einsiedler | CHF 432.30 |
| 35 | Visana | CHF 439.60 |
9 of these insurers no longer exist
Of the 35 insurers on this list, 9 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 343.90) and the dearest (CHF 439.60) the gap was CHF 1'148.40 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.