The 2025 premiums in St. Gallen
In 2025, 27 insurers offered premiums in St. Gallen. The lowest was CHF 381.60 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in St. Gallen
What has changed since 2025
The lowest premium went from CHF 381.60 in 2025 to CHF 401.60 today — a rise of 5.2 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 381.60 |
| 2 | CONCORDIA | CHF 411.20 |
| 3 | SWICA | CHF 414.10 |
| 4 | Helsana | CHF 416.50 |
| 5 | KPT | CHF 418.40 |
| 6 | Atupri | CHF 418.80 |
| 7 | Assura-Basis | CHF 424.90 |
| 8 | CSS | CHF 426.70 |
| 9 | ÖKK | CHF 427.20 |
| 10 | rhenusana | CHF 427.40 |
| 11 | Sanitas | CHF 428.40 |
| 12 | sana24 | CHF 428.40 |
| 13 | Aquilana | CHF 430.60 |
| 14 | Vivao Sympany | CHF 434.40 |
| 15 | KLuG — until 2025 | CHF 438.35 |
| 16 | EGK | CHF 440.20 |
| 17 | Sumiswalder | CHF 442.70 |
| 18 | vivacare — until 2025 | CHF 443.50 |
| 19 | Mutuel | CHF 443.80 |
| 20 | Avenir | CHF 450.20 |
| 21 | vita surselva | CHF 456.00 |
| 22 | Galenos | CHF 479.90 |
| 23 | Einsiedler | CHF 480.30 |
| 24 | Glarner | CHF 485.35 |
| 25 | Visana | CHF 499.10 |
| 26 | SLKK | CHF 501.00 |
| 27 | Philos | CHF 512.50 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 381.60) and the dearest (CHF 512.50) the gap was CHF 1'570.80 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.