Health insurance in Diepoldsau 2026

25 insurers offer basic cover in Diepoldsau (St. Gallen). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 401.60 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'374 per year.

active insurers

Region 3

Compare my exact premiums

Insurers available in Diepoldsau

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	AgrisanoCheapest	CHF 401.60
2	SWICA	CHF 431.30
3	KPT	CHF 431.80
4	Galenos	CHF 434.40
5	Assura-Basis	CHF 435.10
6	CONCORDIA	CHF 441.10
7	Helsana	CHF 441.80
8	Atupri	CHF 443.10
9	sana24	CHF 444.80
10	Sanitas	CHF 445.80
11	CSS	CHF 446.30
12	ÖKK	CHF 447.10
13	Aquilana	CHF 447.80
14	Vivao Sympany	CHF 448.90
15	EGK	CHF 454.50
16	Sumiswalder	CHF 455.00
17	rhenusana	CHF 457.10
18	Mutuel	CHF 464.30
19	vita surselva	CHF 465.50
20	Avenir	CHF 471.40
21	Glarner	CHF 490.50
22	Visana	CHF 505.00
23	SLKK	CHF 506.80
24	Philos	CHF 512.50
25	Einsiedler	CHF 525.95

Where the municipality sits

Diepoldsau sits in the cheapest of St. Gallen’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 23 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Diepoldsau

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

9436 Balgach
9443 Widnau
9444 Diepoldsau

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +62.6 % over 11 years, or CHF 1'855 more per year.

Year	Lowest premium	Change
2015	CHF 247.00	—
2016	CHF 257.00	+4.0 %
2017	CHF 292.90	+14.0 %
2018	CHF 311.00	+6.2 %
2019	CHF 331.20	+6.5 %
2020	CHF 333.50	+0.7 %
2021	CHF 331.20	−0.7 %
2022	CHF 332.90	+0.5 %
2023	CHF 343.90	+3.3 %
2024	CHF 366.90	+6.7 %
2025	CHF 381.60	+4.0 %
2026	CHF 401.60	+5.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 3 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

9436 Balgach 9443 Widnau 9444 Diepoldsau

Elsewhere in St. Gallen

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

Region	Lowest premium	Gap over the year	For example
Region 3 (here)	CHF 401.60	—	Diepoldsau
Region 2	CHF 419.60	CHF 216 more	Amden, Andwil (SG), Au (SG)
Region 1	CHF 479.65	CHF 937 more	Gaiserwald, Gossau (SG), Niederbüren

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Rheintal district

They do not necessarily belong to the same premium region — check yours.

Municipality	Region	Lowest premium	Gap versus here
Diepoldsau (here)	Region 3	CHF 401.60	—
Altstätten	Region 3	CHF 401.60	same zone
Au (SG)	Region 2	CHF 419.60	CHF 216 more
Balgach	Region 3	CHF 401.60	same zone
Berneck	Region 3	CHF 401.60	same zone
Eichberg	Region 3	CHF 401.60	same zone
Marbach (SG)	Region 3	CHF 401.60	same zone
Oberriet (SG)	Region 3	CHF 401.60	same zone
Rebstein	Region 3	CHF 401.60	same zone
Rheineck	Region 2	CHF 419.60	CHF 216 more
Rüthi (SG)	Region 3	CHF 401.60	same zone
St. Margrethen	Region 2	CHF 419.60	CHF 216 more
Widnau	Region 3	CHF 401.60	same zone

Region 3 — St. Gallen

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — St. Gallen →

district Rheintal →