Free choice of doctor in Region 3 of canton St. Gallen
25 of 25 insurers offer a Free choice of doctor in Region 3 of canton St. Gallen. The lowest premium is CHF 467.00 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
This is the reference model: free choice of doctor, with no restriction on who you see first.
The ranking, cheapest to dearest
25 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Agrisano | Grundversicherung | CHF 467.00 | View |
| 2 | vita surselva | Grundversicherung | CHF 490.00 | View |
| 3 | Sumiswalder | Grundversicherung | CHF 494.50 | View |
| 4 | KPT | Grundversicherung | CHF 507.70 | View |
| 5 | ÖKK | Grundversicherung | CHF 508.00 | View |
| 6 | SWICA | Grundversicherung | CHF 508.90 | View |
| 7 | EGK | Grundversicherung | CHF 510.60 | View |
| 8 | Atupri | Grundversicherung | CHF 511.10 | View |
| 9 | Galenos | Grundversicherung | CHF 511.60 | View |
| 10 | Sanitas | Grundversicherung | CHF 512.40 | View |
| 11 | Aquilana | Grundversicherung | CHF 514.70 | View |
| 12 | CONCORDIA | Grundversicherung | CHF 515.80 | View |
| 13 | CSS | Grundversicherung | CHF 516.00 | View |
| 14 | Glarner | Grundversicherung | CHF 516.30 | View |
| 15 | sana24 | Grundversicherung | CHF 517.20 | View |
| 16 | Assura-Basis | Grundversicherung | CHF 524.20 | View |
| 17 | Vivao Sympany | Grundversicherung | CHF 525.00 | View |
| 18 | rhenusana | Grundversicherung | CHF 525.40 | View |
| 19 | Einsiedler | Grundversicherung | CHF 525.95 | View |
| 20 | Helsana | Grundversicherung | CHF 526.00 | View |
| 21 | Mutuel | Grundversicherung | CHF 530.60 | View |
| 22 | Avenir | Grundversicherung | CHF 538.80 | View |
| 23 | SLKK | Grundversicherung | CHF 589.30 | View |
| 24 | Visana | Grundversicherung | CHF 594.10 | View |
| 25 | Philos | Grundversicherung | CHF 599.40 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.