Einsiedler — Region 3 of canton St. Gallen, 2026 premiums
Einsiedler covers the 23 municipalities of Region 3 in canton St. Gallen. Its lowest adult premium here is CHF 373.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Einsiedler ranks 25 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 457.98 a month.
What staying costs
Moving from Einsiedler to Agrisano, the cheapest insurer in this region, saves CHF 1'492.20 a year for an adult on the same profile.
The full Einsiedler table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 525.95 |
| 500 | CHF 514.40 |
| 1'000 | CHF 485.20 |
| 1'500 | CHF 456.00 |
| 2'000 | CHF 426.90 |
| 2'500 | CHF 397.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 447.05 |
| 500 | CHF 435.50 |
| 1'000 | CHF 406.30 |
| 1'500 | CHF 377.10 |
| 2'000 | CHF 348.00 |
| 2'500 | CHF 318.80 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 131.50 |
| 100 | CHF 125.80 |
| 200 | CHF 122.50 |
| 300 | CHF 114.00 |
| 400 | CHF 108.20 |
| 500 | CHF 102.40 |
| 600 | CHF 96.50 |
With or without accident cover
With accident cover: CHF 525.95 a month. Without: CHF 494.40. Dropping it saves CHF 378.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 480.30 in 2025 to CHF 373.90 — a rise of 9.5 %.
The 23 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton St. Gallen, not to the municipality.
Altstätten · Balgach · Berneck · Bütschwil-Ganterschwil · Degersheim · Diepoldsau · Ebnat-Kappel · Eichberg · Gams · Grabs · Lichtensteig · Lütisburg · Marbach (SG) · Mosnang · Neckertal · Nesslau · Oberriet (SG) · Rebstein · Rüthi (SG) · Sennwald · Wattwil · Widnau · Wildhaus-Alt St. Johann
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 401.60 | View |
| SWICA | CHF 431.30 | View |
| KPT | CHF 431.80 | View |
| Galenos | CHF 434.40 | View |
| Assura-Basis | CHF 435.10 | View |
| CONCORDIA | CHF 441.10 | View |
| Helsana | CHF 441.80 | View |
| Atupri | CHF 443.10 | View |
| sana24 | CHF 444.80 | View |
| Sanitas | CHF 445.80 | View |
| CSS | CHF 446.30 | View |
| ÖKK | CHF 447.10 | View |
| Aquilana | CHF 447.80 | View |
| Vivao Sympany | CHF 448.90 | View |
| EGK | CHF 454.50 | View |
| Sumiswalder | CHF 455.00 | View |
| rhenusana | CHF 457.10 | View |
| Mutuel | CHF 464.30 | View |
| vita surselva | CHF 465.50 | View |
| Avenir | CHF 471.40 | View |
| Glarner | CHF 490.50 | View |
| Visana | CHF 505.00 | View |
| SLKK | CHF 506.80 | View |
| Philos | CHF 512.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.