Glarner — Region 3 of canton St. Gallen, 2026 premiums
Glarner covers the 23 municipalities of Region 3 in canton St. Gallen. Its lowest adult premium here is CHF 346.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Glarner ranks 21 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 457.98 a month.
What staying costs
Moving from Glarner to Agrisano, the cheapest insurer in this region, saves CHF 1'066.80 a year for an adult on the same profile.
The full Glarner table
68 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Other model |
|---|---|---|
| 300 | CHF 516.30 | CHF 490.50 |
| 500 | CHF 504.65 | CHF 479.40 |
| 1'000 | CHF 475.50 | CHF 451.70 |
| 1'500 | CHF 446.30 | CHF 424.00 |
| 2'000 | CHF 417.15 | CHF 396.30 |
| 2'500 | CHF 388.00 | CHF 368.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Other model |
|---|---|---|
| 300 | CHF 379.60 | CHF 360.60 |
| 500 | CHF 367.90 | CHF 349.50 |
| 1'000 | CHF 338.75 | CHF 321.80 |
| 1'500 | CHF 309.60 | CHF 294.10 |
| 2'000 | CHF 280.40 | CHF 266.40 |
| 2'500 | CHF 251.25 | CHF 238.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Other model |
|---|---|---|
| 0 | CHF 120.10 | CHF 114.10 |
| 300 | CHF 102.60 | CHF 97.50 |
| 400 | CHF 96.75 | CHF 91.90 |
| 500 | CHF 90.90 | CHF 86.40 |
| 600 | CHF 85.10 | CHF 80.80 |
With or without accident cover
With accident cover: CHF 516.30 a month. Without: CHF 485.35. Dropping it saves CHF 371.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 485.35 in 2025 to CHF 346.50 — a rise of 1.1 %.
The 23 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton St. Gallen, not to the municipality.
Altstätten · Balgach · Berneck · Bütschwil-Ganterschwil · Degersheim · Diepoldsau · Ebnat-Kappel · Eichberg · Gams · Grabs · Lichtensteig · Lütisburg · Marbach (SG) · Mosnang · Neckertal · Nesslau · Oberriet (SG) · Rebstein · Rüthi (SG) · Sennwald · Wattwil · Widnau · Wildhaus-Alt St. Johann
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 401.60 | View |
| SWICA | CHF 431.30 | View |
| KPT | CHF 431.80 | View |
| Galenos | CHF 434.40 | View |
| Assura-Basis | CHF 435.10 | View |
| CONCORDIA | CHF 441.10 | View |
| Helsana | CHF 441.80 | View |
| Atupri | CHF 443.10 | View |
| sana24 | CHF 444.80 | View |
| Sanitas | CHF 445.80 | View |
| CSS | CHF 446.30 | View |
| ÖKK | CHF 447.10 | View |
| Aquilana | CHF 447.80 | View |
| Vivao Sympany | CHF 448.90 | View |
| EGK | CHF 454.50 | View |
| Sumiswalder | CHF 455.00 | View |
| rhenusana | CHF 457.10 | View |
| Mutuel | CHF 464.30 | View |
| vita surselva | CHF 465.50 | View |
| Avenir | CHF 471.40 | View |
| Visana | CHF 505.00 | View |
| SLKK | CHF 506.80 | View |
| Philos | CHF 512.50 | View |
| Einsiedler | CHF 525.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.