Aquilana — Region 3 of canton St. Gallen, 2026 premiums
Aquilana covers the 23 municipalities of Region 3 in canton St. Gallen. Its lowest adult premium here is CHF 305.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 13 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 457.98 a month.
What staying costs
Moving from Aquilana to Agrisano, the cheapest insurer in this region, saves CHF 554.40 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 514.70 | CHF 468.40 | CHF 447.80 |
| 500 | CHF 503.10 | CHF 456.80 | CHF 437.70 |
| 1'000 | CHF 473.90 | CHF 427.60 | CHF 412.30 |
| 1'500 | CHF 444.80 | CHF 398.50 | CHF 387.00 |
| 2'000 | CHF 415.60 | CHF 369.30 | CHF 361.60 |
| 2'500 | CHF 386.40 | CHF 340.10 | CHF 328.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 380.90 | CHF 346.70 | CHF 331.40 |
| 500 | CHF 369.30 | CHF 335.10 | CHF 321.30 |
| 1'000 | CHF 340.10 | CHF 305.90 | CHF 295.90 |
| 1'500 | CHF 311.00 | CHF 276.90 | CHF 270.60 |
| 2'000 | CHF 281.80 | CHF 247.60 | CHF 245.20 |
| 2'500 | CHF 252.60 | CHF 219.20 | CHF 219.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 59.20 | CHF 53.90 | CHF 51.60 |
| 100 | CHF 56.30 | CHF 51.00 | CHF 49.00 |
| 200 | CHF 53.40 | CHF 48.10 | CHF 46.50 |
| 300 | CHF 50.50 | CHF 45.30 | CHF 44.00 |
| 400 | CHF 47.60 | CHF 42.30 | CHF 41.40 |
| 500 | CHF 44.70 | CHF 39.40 | CHF 38.00 |
With or without accident cover
With accident cover: CHF 514.70 a month. Without: CHF 478.70. Dropping it saves CHF 432.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 430.60 in 2025 to CHF 305.50 — a rise of 4.0 %.
The 23 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton St. Gallen, not to the municipality.
Altstätten · Balgach · Berneck · Bütschwil-Ganterschwil · Degersheim · Diepoldsau · Ebnat-Kappel · Eichberg · Gams · Grabs · Lichtensteig · Lütisburg · Marbach (SG) · Mosnang · Neckertal · Nesslau · Oberriet (SG) · Rebstein · Rüthi (SG) · Sennwald · Wattwil · Widnau · Wildhaus-Alt St. Johann
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 401.60 | View |
| SWICA | CHF 431.30 | View |
| KPT | CHF 431.80 | View |
| Galenos | CHF 434.40 | View |
| Assura-Basis | CHF 435.10 | View |
| CONCORDIA | CHF 441.10 | View |
| Helsana | CHF 441.80 | View |
| Atupri | CHF 443.10 | View |
| sana24 | CHF 444.80 | View |
| Sanitas | CHF 445.80 | View |
| CSS | CHF 446.30 | View |
| ÖKK | CHF 447.10 | View |
| Vivao Sympany | CHF 448.90 | View |
| EGK | CHF 454.50 | View |
| Sumiswalder | CHF 455.00 | View |
| rhenusana | CHF 457.10 | View |
| Mutuel | CHF 464.30 | View |
| vita surselva | CHF 465.50 | View |
| Avenir | CHF 471.40 | View |
| Glarner | CHF 490.50 | View |
| Visana | CHF 505.00 | View |
| SLKK | CHF 506.80 | View |
| Philos | CHF 512.50 | View |
| Einsiedler | CHF 525.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.