SLKK — Region 3 of canton St. Gallen, 2026 premiums
SLKK covers the 23 municipalities of Region 3 in canton St. Gallen. Its lowest adult premium here is CHF 372.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SLKK ranks 23 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 457.98 a month.
What staying costs
Moving from SLKK to Agrisano, the cheapest insurer in this region, saves CHF 1'262.40 a year for an adult on the same profile.
The full SLKK table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 589.30 | CHF 530.30 | CHF 506.80 |
| 500 | CHF 577.70 | CHF 519.90 | CHF 496.80 |
| 1'000 | CHF 548.50 | CHF 493.60 | CHF 471.70 |
| 1'500 | CHF 519.30 | CHF 467.30 | CHF 446.60 |
| 2'000 | CHF 490.20 | CHF 441.10 | CHF 421.50 |
| 2'500 | CHF 461.00 | CHF 414.90 | CHF 396.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 483.20 | CHF 434.90 | CHF 415.50 |
| 500 | CHF 471.60 | CHF 424.40 | CHF 405.60 |
| 1'000 | CHF 442.40 | CHF 398.20 | CHF 380.50 |
| 1'500 | CHF 413.20 | CHF 371.90 | CHF 355.30 |
| 2'000 | CHF 384.10 | CHF 345.70 | CHF 330.30 |
| 2'500 | CHF 354.90 | CHF 319.40 | CHF 305.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 127.30 | CHF 114.60 | CHF 109.50 |
| 100 | CHF 121.50 | CHF 109.30 | CHF 104.50 |
| 200 | CHF 115.70 | CHF 104.10 | CHF 99.50 |
| 300 | CHF 109.80 | CHF 98.80 | CHF 94.40 |
| 400 | CHF 104.30 | CHF 93.90 | CHF 89.70 |
| 500 | CHF 98.20 | CHF 88.40 | CHF 84.40 |
| 600 | CHF 92.30 | CHF 83.10 | CHF 79.40 |
With or without accident cover
With accident cover: CHF 589.30 a month. Without: CHF 553.90. Dropping it saves CHF 424.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 501.00 in 2025 to CHF 372.60 — a rise of 1.2 %.
The 23 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton St. Gallen, not to the municipality.
Altstätten · Balgach · Berneck · Bütschwil-Ganterschwil · Degersheim · Diepoldsau · Ebnat-Kappel · Eichberg · Gams · Grabs · Lichtensteig · Lütisburg · Marbach (SG) · Mosnang · Neckertal · Nesslau · Oberriet (SG) · Rebstein · Rüthi (SG) · Sennwald · Wattwil · Widnau · Wildhaus-Alt St. Johann
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 401.60 | View |
| SWICA | CHF 431.30 | View |
| KPT | CHF 431.80 | View |
| Galenos | CHF 434.40 | View |
| Assura-Basis | CHF 435.10 | View |
| CONCORDIA | CHF 441.10 | View |
| Helsana | CHF 441.80 | View |
| Atupri | CHF 443.10 | View |
| sana24 | CHF 444.80 | View |
| Sanitas | CHF 445.80 | View |
| CSS | CHF 446.30 | View |
| ÖKK | CHF 447.10 | View |
| Aquilana | CHF 447.80 | View |
| Vivao Sympany | CHF 448.90 | View |
| EGK | CHF 454.50 | View |
| Sumiswalder | CHF 455.00 | View |
| rhenusana | CHF 457.10 | View |
| Mutuel | CHF 464.30 | View |
| vita surselva | CHF 465.50 | View |
| Avenir | CHF 471.40 | View |
| Glarner | CHF 490.50 | View |
| Visana | CHF 505.00 | View |
| Philos | CHF 512.50 | View |
| Einsiedler | CHF 525.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.