CHF 1'000 deductible in Region 2 of canton Ticino
At a CHF 1'000 deductible, 21 insurers offer a premium in Region 2 of canton Ticino. The lowest is CHF 503.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 539.00, the CHF 1'000 deductible saves CHF 421.20 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 721.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 503.90 | View |
| 2 | Helsana | CHF 525.00 | View |
| 3 | KPT | CHF 525.10 | View |
| 4 | sana24 | CHF 525.40 | View |
| 5 | CONCORDIA | CHF 530.80 | View |
| 6 | ÖKK | CHF 533.40 | View |
| 7 | Atupri | CHF 535.90 | View |
| 8 | Assura-Basis | CHF 538.20 | View |
| 9 | Galenos | CHF 543.90 | View |
| 10 | EGK | CHF 544.10 | View |
| 11 | Sanitas | CHF 545.25 | View |
| 12 | Aquilana | CHF 553.80 | View |
| 13 | CSS | CHF 569.00 | View |
| 14 | Vivao Sympany | CHF 579.50 | View |
| 15 | Philos | CHF 582.40 | View |
| 16 | Avenir | CHF 591.20 | View |
| 17 | Mutuel | CHF 608.90 | View |
| 18 | SWICA | CHF 612.90 | View |
| 19 | Visana | CHF 636.20 | View |
| 20 | vita surselva | CHF 647.10 | View |
| 21 | rhenusana | CHF 660.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.