CHF 1'500 deductible in Region 2 of canton Ticino
At a CHF 1'500 deductible, 21 insurers offer a premium in Region 2 of canton Ticino. The lowest is CHF 478.80 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 539.00, the CHF 1'500 deductible saves CHF 722.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'022.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 478.80 | View |
| 2 | Helsana | CHF 495.80 | View |
| 3 | KPT | CHF 495.90 | View |
| 4 | sana24 | CHF 496.20 | View |
| 5 | CONCORDIA | CHF 501.60 | View |
| 6 | ÖKK | CHF 504.20 | View |
| 7 | Atupri | CHF 506.70 | View |
| 8 | Assura-Basis | CHF 509.00 | View |
| 9 | Galenos | CHF 514.70 | View |
| 10 | EGK | CHF 514.90 | View |
| 11 | Sanitas | CHF 516.05 | View |
| 12 | Aquilana | CHF 528.50 | View |
| 13 | CSS | CHF 539.80 | View |
| 14 | Vivao Sympany | CHF 550.40 | View |
| 15 | Philos | CHF 554.40 | View |
| 16 | Avenir | CHF 563.20 | View |
| 17 | Mutuel | CHF 579.40 | View |
| 18 | SWICA | CHF 583.80 | View |
| 19 | Visana | CHF 607.00 | View |
| 20 | vita surselva | CHF 613.05 | View |
| 21 | rhenusana | CHF 630.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.