CHF 2'000 deductible in Region 2 of canton Ticino
At a CHF 2'000 deductible, 20 insurers offer a premium in Region 2 of canton Ticino. The lowest is CHF 453.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 539.00, the CHF 2'000 deductible saves CHF 1'024.80 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'324.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
20 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 453.60 | View |
| 2 | Helsana | CHF 466.70 | View |
| 3 | CONCORDIA | CHF 472.50 | View |
| 4 | sana24 | CHF 472.70 | View |
| 5 | ÖKK | CHF 475.10 | View |
| 6 | Atupri | CHF 477.60 | View |
| 7 | Assura-Basis | CHF 479.90 | View |
| 8 | Galenos | CHF 485.60 | View |
| 9 | EGK | CHF 485.80 | View |
| 10 | Sanitas | CHF 486.95 | View |
| 11 | Aquilana | CHF 503.10 | View |
| 12 | CSS | CHF 510.70 | View |
| 13 | Vivao Sympany | CHF 521.20 | View |
| 14 | Philos | CHF 525.50 | View |
| 15 | Avenir | CHF 534.30 | View |
| 16 | SWICA | CHF 546.60 | View |
| 17 | Mutuel | CHF 550.40 | View |
| 18 | Visana | CHF 577.90 | View |
| 19 | vita surselva | CHF 585.80 | View |
| 20 | rhenusana | CHF 601.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.